Check FHA Eligibility
Find out if an FHA loan is your path to a new home.
Why Choose an FHA Loan?
Low Down Payment
Purchase your home with as little as 3.5% down payment, making it easier to save for your new home.
Credit Flexibility
FHA loans have more lenient credit score requirements than conventional loans, perfect for less-than-perfect credit.
First-Time Friendly
While not exclusive to them, FHA loans are the top choice for first-time buyers due to lower entry barriers.
Gift Funds Allowed
You can use gift funds from family members to cover 100% of your down payment and closing costs.
FHA Payment Estimator
See how affordable your payment could be with a 3.5% down payment.
Note: This amount exceeds the standard FHA limit ($524,225). Ensure your county supports high-balance FHA loans. Check limits here.
Min. 3.5% required (Credit Score 580+). 10% if 500-579.
Most FHA borrowers pay an annual mortgage insurance premium (usually 0.55%), divided by 12 and added to the monthly payment. $0.00
Total Estimated Payment
$0.00
FHA Process
A clear path to getting your FHA loan approved.
Pre-Qualification
A quick check to see how much you can afford based on your income and credit.
Full Application
Complete the official FHA loan application with our assistance.
Appraisal
An FHA-approved appraiser ensures the home meets safety and value standards.
Move In
Close on your loan and get the keys to your new home.
Ready to Apply?
Start your FHA loan application today with the help of our experts.
Request a Consultation
