Pacific Blue Mortgage

Multi-Family Investment
Loans

Expert financing for investment and multi-unit properties of all sizes. Maximize your cash flow and build your portfolio.

Get an Investment Quote

Compare rates and terms for your next acquisition.

Smart Investing

Whether you're buying your first rental property or expanding a large portfolio, we have the right capital solutions.

2-4 Unit Loans

Residential financing with 30-year fixed rates. Use rental income to qualify.

5+ Unit Commercial

Commercial apartment loans with flexible terms and interest-only options.

DSCR Loans

Qualify based on the property's cash flow, not your personal tax returns.

Portfolio Growth

Leverage equity to acquire more doors and scale your real estate business.

Loan Parameters

Up to 80% LTV on Purchases (25% down typical)

Up to 75% LTV on Refinances

660+ Credit Score Preferred

Reserves: 6 months of payments typically required

Non-Owner Occupied Only (for investors)

No Limit on Number of Properties Financed

Ready to scale? Partner with a broker who understands investment real estate.

Get Investment Property Pre-Approval

Start Building Wealth.

Get the financing you need to close your next deal.

Request a Consultation

Couple calculating their refinance costs
Ask Blue about Investing! 📈

Blue

Online Now
Hi there! I'm Blue, your Pacific Blue Mortgage assistant. 🌊

Ready to build your portfolio? 🏢
I can help with:
  • DSCR Investor Loans
  • 2-4 Unit Financing
  • Commercial Options
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DSCR Loans?
2-4 Unit Rates?
Commercial Options?
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